Student Visa Cost by Country 2026: Fees, Health Charges and Funds
Compare 2026 student visa and residence-permit fees, immigration-linked health charges or insurance rules, and the financial evidence students may need to show across major study destinations.
Compare Student Visa Costs by Country
Choose a destination profile to compare the application fee, the health charge or insurance rule, and the main funds requirement. Funds are shown separately because proof of funds is financial evidence, not money paid to the immigration authority.
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Student Visa Costs by Country in 2026
A student immigration budget usually has three different layers. The application or permit fee is normally a non-refundable government charge. A health cost may be a government surcharge, a mandatory insurance premium, a public-insurance contribution or no fixed immigration charge at all. Proof of funds is different again: it is usually money you must demonstrate access to, not a fee you hand over.
| Country or route | Application fee | Health charge or rule | Funds requirement | Important scope note |
|---|---|---|---|---|
| United Kingdom | £558 Student visa [S1] | Immigration Health Surcharge: £776 per year for students; the exact total follows the visa length [S3] | £1,171 per month outside London or £1,529 in London, for up to 9 months: £10,539 or £13,761, plus outstanding course fees [S2] | Standard Student route; each dependant pays separately. |
| Canada | C$150 study permit [S4] | No single federal student health charge. Coverage and insurance arrangements differ by province, territory and school [S6] | C$22,895 for one applicant outside Quebec, excluding tuition and transportation, for applications on or after September 1, 2025 [S5] | IRCC updates the living-expense threshold annually on September 1; recheck for applications filed on or after September 1, 2026. |
| Australia | From A$2,500 for the primary Student visa application from July 1, 2026; concessions apply to specified groups [S7] | Overseas Student Health Cover is generally required for the stay; the premium is provider-priced [S9] | A$29,710 12-month living-cost component, plus applicable course fees and travel costs [S8] | Financial evidence is requested under the Student visa rules; actual living costs can be higher. |
| New Zealand | From NZ$850 for a Fee Paying Student Visa [S10] | Acceptable medical and travel insurance is required; premium depends on provider and coverage [S10] | NZ$20,000 per year for tertiary, English-language or other non-compulsory study, or NZ$1,667 per month for a shorter stay, plus outward travel [S10] | Tuition is separate from the living-funds figure. |
| Germany | €75 for a long-stay national visa, subject to exemptions or reductions [S12] | Health insurance is a separate requirement; there is no single student-visa health surcharge used in this comparison [S11] | €11,904 blocked-account amount for 2026, or another accepted form of financial proof [S11] | The blocked account is evidence of living funds, not a visa fee. |
| France | €50 for countries or territories under the EEF procedure; €99 for other countries, with special-case pricing possible [S13] | Foreign students can register for French health coverage; the student social-security contribution is not charged as a visa health surcharge [S15] | €877.50 per month for long-stay student visa applications submitted from August 1, 2026: €10,530 for 12 months [S14] | The August 2026 resource threshold replaces the older lower amount for new applications from that date. |
| Netherlands | €254 for a higher-education study residence permit [S16] | No fixed IND health surcharge is added to the study-permit fee; health-insurance arrangements depend on the student’s situation [S40] | €1,130.77 per month in 2026 for university or higher professional education: €13,569.24 for 12 months, excluding tuition [S17] | The educational institution usually submits the residence-permit application. |
| Ireland | €60 single-entry visa or €100 multi-entry visa where an entry visa is required [S18] | Private medical or travel insurance with medical cover is required for student registration; premium is provider-priced [S20] | €10,000 for a one-year course; €833 per month for qualifying courses of 6 to 8 months, with tuition assessed separately [S19] | A €300 immigration registration fee can also apply after arrival; it is not included in the entry-visa fee [S20]. |
| Sweden | SEK 1,500 application fee for an adult higher-education residence permit [S21] | No fixed Migration Agency health surcharge; health-insurance requirements depend on the length and circumstances of the stay [S21] | SEK 10,656 per month in 2026: SEK 127,872 for 12 months before any permitted reductions for free food or housing [S21] | Maintenance is assessed for the permit period. |
| Finland | €600 electronic application or €750 paper application for a first study permit [S22] | Private insurance is required. Coverage must meet the official threshold; the premium itself is provider-priced [S23] | €800 per month, normally €9,600 for the first year, plus unpaid tuition if applicable [S22] | For studies under two years, medical-expense coverage must reach €120,000; for studies of at least two years, pharmaceutical coverage must reach €40,000. |
| Denmark | DKK 3,060 processing fee for higher-education study residence [S24] | No fixed SIRI student health surcharge is included in the permit fee [S24] | DKK 7,426 per month in 2026, up to DKK 89,112 for 12 months when separate self-support proof is required [S24] | For some complete higher-education cases, paid tuition can affect whether separate self-support documentation is required. |
| Austria | €218 application fee for a Residence Permit – Student from January 1, 2026 [S25] | Eligible students can use preferential self-insurance at €78.84 per month in 2026; other insurance arrangements can cost differently [S26] | Under age 24: €722.58 per month (€8,670.96 for 12 months). Age 24 or older: €1,308.39 per month (€15,700.68 for 12 months) [S25] | Additional funds are needed when accommodation costs exceed the official monthly allowance stated by OeAD. |
| Norway | NOK 5,400 for an adult study-permit application [S28] | No fixed UDI health surcharge. Non-EU/EEA students should establish whether home-country coverage or Norwegian National Insurance applies [S29] | NOK 170,368 for a full academic year, plus tuition if tuition applies [S27] | The academic-year amount is not treated as a 12-month living-cost figure. |
| United States | US$185 F/M visa application fee plus US$350 I-901 SEVIS fee: US$535 in core federal student-system fees [S30] [S31] | No fixed federal student health surcharge is listed in the federal visa and SEVIS fee structure [S30] [S31] | No single federal flat amount. Students must show funds sufficient for tuition and living expenses, and the Form I-20 reflects school-specific costs and funding [S32] | A nationality-based visa issuance reciprocity fee can also apply after approval. |
| Japan | Approximately ¥15,000 for a single-entry visa for applications accepted from July 1, 2026; nationality and purpose can change or remove the fee [S33] | National Health Insurance applies to qualifying foreign residents; premiums vary with income and municipality rather than using one national student premium [S35] | Case-specific financial-support evidence is required for student status; the national materials used here do not set one flat student-funds minimum [S34] | The 2026 visa-fee increase is a major change from the pre-July schedule. |
| South Korea | Approximately US$60 for a single-entry visa for a stay of 91 days or more [S36] | D-2 students are enrolled in National Health Insurance from foreigner registration; premiums depend on income/property rules and eligible student reductions [S37] | Proof of financial ability is required, but the national Study in Korea guidance does not publish one universal flat amount for every D-2 applicant [S36] | Embassies, universities and applicant circumstances can require additional documents. |
| Singapore | S$45 processing fee plus S$60 Student’s Pass issuance fee: S$105 core pass fees; a S$30 Multiple Journey Visa fee applies when required [S38] [S39] | A medical examination can be required before issuance; ICA does not add a fixed student health-insurance surcharge to the pass-fee schedule [S39] | Applicants provide financial-support information, but ICA’s higher-education application page does not publish one flat national funds minimum [S38] | The pass process and supporting documents vary somewhat by institution type. |
For broader destination research, the country study-cost directory can be used alongside this visa comparison. The figures above should not be converted into a single global ranking because the required periods, treatment of tuition and health systems differ by country.
Visa Fees Are Only One Part of the Upfront Immigration Cost
The application fee is the cleanest number to compare, but even that number needs route context. The United Kingdom charges £558 for the Student route in 2026 [S1]. Canada charges C$150 for a study permit [S4]. Australia’s standard primary Student visa charge rose to A$2,500 on July 1, 2026, while concessions remain for specified groups [S7]. Japan also changed its visa-fee schedule on July 1, 2026, with the single-entry fee moving to approximately ¥15,000, subject to nationality and purpose exceptions [S33].
Some systems split the immigration cost across more than one mandatory payment. A U.S. F-1 or M-1 applicant faces the US$185 visa application fee and, for a new SEVIS record, the US$350 I-901 SEVIS fee [S30] [S31]. Singapore’s higher-education Student’s Pass has a S$45 processing fee and a S$60 issuance fee, with a S$30 Multiple Journey Visa charge only where that visa is required [S38] [S39]. Ireland’s entry-visa fee, where a visa is required, is separate from the immigration registration fee that can arise after arrival.
Health Charges Cannot Be Compared as One Universal Fee
The UK is one of the clearest fixed-charge examples: students pay the Immigration Health Surcharge at £776 per year, although the final amount depends on the length of immigration permission [S3]. Austria also has a useful numeric benchmark, but it is not a visa surcharge: eligible students can use preferential student self-insurance at €78.84 per month in 2026 [S26].
Australia and New Zealand take a different approach. Australia generally requires Overseas Student Health Cover for the duration of the Student visa, but the premium depends on the insurer and policy [S9]. New Zealand requires acceptable medical and travel insurance for the relevant student route, again without one government-set premium in the visa fee [S10]. Finland requires private insurance meeting specified coverage thresholds, while the premium is contract-priced rather than a fixed migration charge [S23].
France, Canada, Japan and South Korea illustrate why a zero in a comparison table would be misleading. France does not impose the old student social-security contribution as a visa health fee; foreign students register for health coverage under the current system [S15]. Canada states that the federal government does not pay foreign students’ medical costs and that health coverage differs by province or territory [S6]. Japan’s National Health Insurance premium varies by income and municipality [S35]. South Korean D-2 students enter the National Health Insurance system, with premiums and eligible reductions determined under that system rather than a single visa premium [S37].
Proof of Funds Is Not the Price of the Visa
Proof-of-funds rules exist to show that a student can finance the stay. They should not be added to the visa fee and described as money spent. In the UK, the maintenance requirement is £1,171 per month outside London or £1,529 per month in London for up to nine months, in addition to outstanding course fees [S2]. Germany’s 2026 blocked-account benchmark is €11,904, although other accepted forms of financial proof may be used [S11].
Canada’s current single-applicant amount outside Quebec is C$22,895 for living expenses, excluding tuition and transportation [S5]. That figure applies to applications on or after September 1, 2025 and was still the published amount when this page was checked on August 27, 2026. IRCC states that the amount is updated annually on September 1, so applications filed on or after September 1, 2026 should be checked against the newly published threshold rather than assuming C$22,895 remains current.
Australia requires a broader financial-capacity picture: the 12-month student living-cost component is A$29,710, and applicable course fees and travel costs are added [S8]. France raised its long-stay student resource threshold for applications submitted from August 1, 2026 to €877.50 per month, equivalent to €10,530 over 12 months [S14]. The Netherlands uses €1,130.77 per month for higher-education students in 2026, excluding tuition [S17].
Some major destinations do not publish one national flat number suitable for a country calculator. U.S. schools document estimated costs and student funding through the Form I-20 process, and students must be able to show necessary funds for tuition and living expenses [S32]. Japan requires financial-support evidence for student status without one universal flat national minimum in the official materials used for this comparison [S34]. South Korea requires proof of financial ability but leaves material details to the visa mission, institution and individual case [S36]. Singapore’s higher-education Student’s Pass application collects financial-support information without publishing one universal funds threshold on the ICA route page [S38].
Major 2026 Changes That Affect Student Visa Planning
United Kingdom
The Student visa fee increased to £558 from April 8, 2026 [S1].
Australia
The standard primary Student visa charge increased to A$2,500 from July 1, 2026, with specified concessions [S7].
Japan
Visa fees changed from July 1, 2026; the new single-entry benchmark is approximately ¥15,000 [S33].
France
The long-stay student resource threshold increased to €877.50 per month for applications submitted from August 1, 2026 [S14].
These date-sensitive changes are a reason to use an official immigration calculator or authority page immediately before payment. Other study-planning tools are available in the CostToStudy calculators directory.
Methodology
This page compares 17 sovereign study destinations and 20 calculator profiles. The calculator is a rules lookup rather than a currency-conversion or exchange-rate calculator. When a destination is selected, the local JavaScript reads that profile’s verified application-fee value, health-rule mode and funds value from the calculator’s own data-cts-* attributes. It then returns three separate outputs: visa or permit fees, health charge or rule, and funds to show. It does not add proof of funds to the application fee.
Where an official authority publishes a monthly requirement and the table shows an annual or route-period equivalent, the period is preserved exactly: UK maintenance uses up to 9 months; France uses 12 × €877.50; Netherlands uses 12 × €1,130.77; Sweden uses 12 × SEK 10,656; Finland uses 12 × €800; Denmark shows up to 12 × DKK 7,426; and Austria shows 12 months at the applicable age-based rate. Norway’s NOK 170,368 figure is kept as the official academic-year amount and is not converted into a 12-month budget.
Provider-priced insurance premiums are not converted to zero. They are labelled as variable because a zero would falsely imply that no health cost or coverage obligation exists. Coverage limits, such as Finland’s insurance thresholds, are not treated as premiums. Public-insurance contributions, private insurance, government health surcharges and medical-examination costs are also kept conceptually separate.
Funds figures are treated as financial evidence or liquidity, not consumed immigration costs. Tuition is shown as additional when the official rule requires it in addition to a living-cost figure. Refundable balances and funds that remain available to the student are not counted as visa fees. Case-specific systems such as the United States, Japan, South Korea and Singapore are not assigned invented national flat funds values.
Official government, immigration, health-insurance and government-backed study portals were checked on August 27, 2026. The comparison prioritizes current national rules and clearly labels route, age, regional or timing differences. It excludes optional premium processing, translation, document legalization, travel to application centres, currency-conversion charges and institution-specific insurance premiums unless they are necessary to explain why a single national number would be misleading.
Official Sources
- [S1] GOV.UK — Home Office immigration and nationality fees, 8 April 2026 — checked August 27, 2026.
- [S2] GOV.UK — Money you need for a Student visa — checked August 27, 2026.
- [S3] GOV.UK — How much you have to pay for the immigration health surcharge — checked August 27, 2026.
- [S4] Government of Canada — Study permit — checked August 27, 2026.
- [S5] Government of Canada — Proof of financial support for a study permit — checked August 27, 2026.
- [S6] Government of Canada — Prepare to study as an international student in Canada — checked August 27, 2026.
- [S7] Study Australia — Student Visa Application Charge increase — checked August 27, 2026.
- [S8] Australian Department of Home Affairs — Student visa (subclass 500) — checked August 27, 2026.
- [S9] Australian Government Private Health Insurance Ombudsman — Overseas Student Health Cover — checked August 27, 2026.
- [S10] Immigration New Zealand — Fee Paying Student Visa — checked August 27, 2026.
- [S11] Make it in Germany — Visa for studying — checked August 27, 2026.
- [S12] Make it in Germany — Applying for a visa — checked August 27, 2026.
- [S13] France-Visas — Student — checked August 27, 2026.
- [S14] France-Visas — Student campaign and 2026 resource threshold — checked August 27, 2026.
- [S15] Assurance Maladie — Foreign student medical expenditure coverage — checked August 27, 2026.
- [S16] IND Netherlands — Student residence permit for higher education — checked August 27, 2026.
- [S17] IND Netherlands — Required amounts and income requirements — checked August 27, 2026.
- [S18] Irish Immigration Service — Preclearance and entry visa fees — checked August 27, 2026.
- [S19] Irish Immigration Service — Student finance requirements — checked August 27, 2026.
- [S20] Irish Immigration Service — Required documents for first registration — checked August 27, 2026.
- [S21] Swedish Migration Agency — Residence permit for higher education — checked August 27, 2026.
- [S22] Finnish Immigration Service — Residence permit application for studies — checked August 27, 2026.
- [S23] Finnish Immigration Service — Insurance for students — checked August 27, 2026.
- [S24] New to Denmark — Higher education — checked August 27, 2026.
- [S25] OeAD Austria — Residence Permit Student — checked August 27, 2026.
- [S26] OeAD Austria — Student self-insurance information — checked August 27, 2026.
- [S27] UDI Norway — Study permit — checked August 27, 2026.
- [S28] UDI Norway — Fees — checked August 27, 2026.
- [S29] Helsenorge — Students from outside the EU/EEA or Switzerland studying in Norway — checked August 27, 2026.
- [S30] U.S. Department of State — Fees for Visa Services — checked August 27, 2026.
- [S31] U.S. ICE — Form I-901 SEVIS fee instructions — checked August 27, 2026.
- [S32] U.S. ICE — SEVIS travel guidance and proof of funds — checked August 27, 2026.
- [S33] Ministry of Foreign Affairs of Japan — Visa Fees from July 1, 2026 — checked August 27, 2026.
- [S34] Immigration Services Agency of Japan — Student status of residence — checked August 27, 2026.
- [S35] Study in Japan — National Health Insurance — checked August 27, 2026.
- [S36] Study in Korea — Student visa and stay status — checked August 27, 2026.
- [S37] Study in Korea — National Health Insurance for international students — checked August 27, 2026.
- [S38] Singapore ICA — Student’s Pass for Institutes of Higher Learning — checked August 27, 2026.
- [S39] Singapore ICA — Completion of formalities and issuance of Student’s Pass — checked August 27, 2026.
- [S40] Study in NL — Healthcare insurance for international students — checked August 27, 2026.